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Building a Family Budget That Actually Works
Let’s be honest—money can be one of the hardest things for families to talk about. Between bills, groceries, and unexpected expenses, it can feel like your paycheck disappears before the month even begins. But the truth is this: a family budget isn’t about restriction—it’s about direction.

John Kirby


Parenting Teen Drivers: Deep Breaths, Patience, and Plenty of Practice
Let’s be honest: parenting teen drivers is NOT easy. That’s especially true today, when teens are learning from social media, juggling smartphones, and living in a fast-paced digital world that can make driving feel more like a distraction zone than a milestone.

John Kirby
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